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My Week in Pictures

Shopping at Target:  Spent $9.83.  Saved $23.81

Shopping at Target: Spent $9.83. Saved $23.81

Free Samples in the Mail along with Coupon Booklets

Free Samples in the Mail along with Coupon Booklets

Pele has grown to love tennis balls

Pele has grown to love tennis balls

Preparing for my Publix shopping trip

Preparing for my Publix shopping trip

Publix Trip:  Spent $38.95; Saved $78.93

Publix Trip: Spent $38.95; Saved $78.93

I donated this bag of food today.

I donated this bag of food today.

Bex Socks...in progress (Cookie As pattern from Sock Innovation)

Bex Socks...in progress (Cookie A's pattern from Sock Innovation)

One baby hat (Project for Hope) complete!

One baby hat (Project for Hope) complete!

Mr. Bear decides to try it on...

Mr. Bear decides to try it on...

Roosters Band Helmet

Rooster's Band Helmet - First Football Game Tonight

More Shopping Deals

It’s Monday, and despite a busy weekend, I had coupons that were expiring today.  So, instead of putting up my feet and eating bon bons all day (which we all know is what semi-employed people do), I had to actually plan on getting dressed and showered (you can thank me for the shower).

I did the prep work last night and set out this morning.

My first stop was Publix, where I came home with this batch of goodies…

It doesn’t look like much, but I’m at the point where I have a stockpile of the “extras” and am focusing more on the essentials and anything that is nearly free.

Aunt Jemima frozen products –  B1G1 @ $2.69
Used: $1/2 mfg coupons (one per set of two) AND four $1/1 Publix store coupons (one per box) — remember…you can stack mfg and store coupons
Spent:  NOTHING! This was a MONEYMAKER of $.62

Pillsbury Grands! Biscuits – $5/4 ($1.25 each)
Used:  $1/2 mfg coupon
Spent:  $.75 each

McCormick Grinder Seasons – B1G! @ $1.99
Used: $1 Publix store coupons (one per item)
Spent:  NOTHING! My coupons made both FREE!

Ritz Crackers – B1G1 @ $3.79
Used: $1/2 mfg PLUS $1 competitor coupons on each box
Spent:  $.40 per box

Crackerfuls –  $3.59
Used:  Get 1 box of Crackerfuls free with the purchase of one box of Ritz (I used two because I was buying two boxes of Ritz)
Spent:  NOTHING! My coupons made them FREE!

The meat was on sale, but the bread wasn’t (the kids need sandwiches, so it was a must-have item).

In addition to the above coupons, I had a $5 Publix coupon (off of a total $30 purchase), which I handed my cashier before I gave her the other coupons.

Total before coupons: $64.39
Total after coupons:
$15.04
Savings of $49.35 or 77%

I ran home, put away the refrigerated and frozen items, and headed back out.  This time, my destination was Target, where I purchased the following…

I took advantage of some good deals.

Red Baron Pizza – 4/$10 ($2.50 each)
Used: $.75 mfg coupons (one per item) that I had cut off of the boxes of pizza I bought the last time they were on sale
Spent:  $1.75 per box

Gatorade – 3/$10 ($3.33 each…I only bought two)
Used:  $1 mfg coupons that were peelies (thanks to my mil for spying them this weekend and passing them along)
Spent:  $2.33 per six-pack

2-Liter Pepsi Products – $.89
Used:  $1/2 mfg
Spent:  $.40 per bottle

Now…my favorite buy…DOG FOOD!!

Thanks again to my mother-in-law who graciously shared her coupons with me.  Her grand-dogs thank her too.

Chef Michael’s dry food is on sale this week (makes this a better deal than last week) for $4.46
Used: $3 mfg PLUS one $1.50 Target coupon (stack a mfg with a store coupon)
Spent:  NOTHING! This was a MONEYMAKER of $.04

Chef Michael’s wet dog food is also on sale this week for $.84
Used: B1G1 mfg PLUS one B1G1 Target coupon
Spent:  NOTHING! Both cans were FREE!

Total Before Coupons: $33.54
Total Spent: $9.73
Total Savings:  $23.81 or 71%

Even though I’m still tired from spending the weekend in the sun, I feel energized after a good day of shopping and saving.

More Free Stuff!

Who knew shopping could be so much fun?!

This week has been good for getting free items.  I thought I would share these deals because I honestly think you might want to take advantage of them too.

First of all, I was able to secure two bags of dry dog food and four cans of wet dog food…for FREE…

You guys…this is some preemo-stuff!  I mean…if you were a dog, wouldn’t you want to be eating Filet Mignon or Rotisserie Chicken?  Heck…I’m a human, and I’d like to eat this stuff (not the dog food, but the real human stuff).

Target sells the 1.5lb bags of food for $4.49.  This week’s RedPlum had a $3 mfg coupon.  Then, I went to Target’s Coupon Generator and printed off a store coupon for $1.50.  Remember that you can stack a store coupon on top of a mfg coupon.  Hence, the food was free.  Because I bought two papers last weekend, I did this deal twice (one transaction).

The paper also had a coupon for B1G1 Chef Michael’s wet dog food.  The Target Coupon Generator has a coupon for a free can of wet dog food when you buy one.  Essentially, it makes the one you’re supposed to be paying for with the other coupon free too!  So, stack both the store coupon with the mfg from the paper, and you’re set.  I got four cans after taking advantage of the deal twice thanks to that second paper!

The dogs were very enthusiastic about my find…

They stayed close to Chicky while she scooped out the wet stuff to mix in with their regular food…

My next free deal came yesterday, when I visited CVS.  Here’s what I walked out with…

Here’s how I did it.

This week, the double-packs of Kotex are B1G1 @ $1.49.  Print two coupons from this site (remember to hit the back button on your computer after it prints the first time and tell the computer to reload the page…it will print twice but no more).  Use one coupon per box, and it’s a money maker!!!!!

So I got those items and was given my receipt, which had coupons printed on the bottom of it.

One of the coupons was for a free package of CVS AA batteries!  No other purchase required!!

So, instead of exiting the store, I made a beeline for the batteries, picked out my package, tore the coupon off of my receipt, and walked out with that in hand as well.

Hooya!

Now, I also got a GREAT deal on Tylenol (Walgreens sale this week).  No, it wasn’t free, but what a deal…

These four boxes cost a grand total of $.98.

Tylenol is on sale this week B1G1 @ $4.49.  The 7/26 SmartSource insert had $2 mfg coupons.  You can also print $2 mfg coupons from here.  Print it twice!  Then, use one coupon per box.  It drops the price to $.49 for two, or $.28 per box!

Oh yeah, Baby!

Cha Ching!

I sure wish I could say that I was smart enough to figure out these deals on my own.

I wasn’t.  Thank goodness for Frugal Coupon Living!

Seven Cents for Spaghetti Sauce!

Guess what today was?

SHOPPING DAY!!

My Publix starts new sales every Wednesday.  It usually takes me a couple of days to research how I want to use my coupons to get the most for my money.

I think I did a good job today.

Take a look at the following:

See those two black Publix bags?  They’re reusable, and I got them FREE today!  For every two boxes of General Mills cereal I bought, I got a free bag.  There were peelies on the cereal boxes, and I had already planned to buy the cereal because it was B1G1, and I had big coupons.

As I watched the gal bag my groceries, I was astounded at the amount each bag held…

The bags are a lot wider and deeper than they look hanging up in the store!  They hold way more than the plastic bags you typically carry your stuff in.  Plus, they are a lot more durable.  I have two more coupons for them…good until 2010.  I can’t wait to get more!

Ok, so…inquiring minds want to know…what was in the bags, and how much did I save?

A few highlights:

Uncle Ben’s Rice – B1G1 @ $1.49
Used:  $1 mfg off of each box
Spent:  NOTHING!  This was a MONEYMAKER of $.51

Ragu – on sale for $1.29
Used:  $.55 mfg (one per jar) AND a $2 off of 3 jar competitor store coupon
Spent:  $.22 for all three — $.07 per jar of sauce!!!!!!

Mott’s Apple Sauce – 3/$5 (I only bought one at $1.67)
Used:  $1 mfg AND $1 competitor
Spent:  NOTHING!  This was a MONEYMAKER of $.34!!!!

Edwards Pie Slices – B1G1 @ $2.85
Used:  $1 competitor (one per box)
Spent:  $.75 for both – that’s $.37 each!!!!!

Grand Total Spent – $25.13

Total Saved – $92.18

Percent Saved – 73%

You guys, I know it looks like a lot of hard work, but it is really worth the effort!

Here’s how I do it each week.

I read both Southern Savers and Frugal Coupon Living updates.  I mainly shop at Publix, so I especially focus on its store list each week.  I check A Full Cup for coupons.  It’s a GREAT resource!

I copy the list from either Frugal Coupon Living or Southern Savers (they do different stores…I mostly use Publix) into a Word document.

Then, I go through each item and ask myself the following questions:

  • Will I use this or is it something I can donate?
  • Do I have the coupon(s) for it?
  • How much will it cost in the end?

I run numbers.  After figuring in the final price that I will pay (after coupons), I determine the percentage I’m going to save.  If it’s 60% or over, and I’ve answered yes to the above questions, then I will buy it, and it stays on the list.

If I don’t have coupons or know I won’t use something (baby food, vitamins, etc.), I delete that item from the list and move on.

Southern Savers and Frugal Coupon Living provide you with links to sites where you can print specific coupons.  It’s right there for you, so it’s easy!  Sometimes, you won’t be able to print a coupon.  That might be because the specified number of printings has already been reached.

Because I have my new coupon filing system in place, I have a much easier time locating coupons.

I got my list together last night while watching television.  On the list, I wrote down the coupons I had and the value of each.  It’s useful when going back and looking over your receipt.  Cashiers make mistakes.  Especially when you hand them 36 coupons like I did today.

I waited until this morning to head to the store.  A rested brain was needed.  I popped on my headphones and listened to music while I did my thing.

When I shop, I’ll note the price of each item.  My store’s prices tend to run higher than what is listed online.  I want to make sure each item rings up properly.  I’ve caught myself scanning a receipt, noting a huge price difference and realizing that I bought the wrong size of something.

Checking out is the most fun part.  I always apologize to the person standing behind them and warn them that they might have to wait awhile.  Most people are polite.

Then I keep an eagle eye on the register’s screen…especially when the coupons are getting scanned.  I ask the cashier if she’d like competitor coupons separate from the others because they have to manually enter them.  My favorite cashier is awesome and takes them in whatever order I give them to her.  I also try to keep coupons for free items separate.  Those have to be entered manually as well.

And folks, that’s all there is to it.

Yeah, it does sound like a lot of work now that I read back through the above.  But, the best I can tell, I don’t have a money tree growing in my back yard, so I’ve got to save where I can.

Shopping has almost become like a game for me.  I follow the rules but take advantage of the perks that the manufactures offer (coupons, rebates, etc.) for buying their products.  It’s a win-win situation for everyone.

Oh, and before I forget, here are two coupon links.

Pat (thank you!) sent me this one for $.75 off of one gallon or two half-gallons of Borden milk.  Click on Coupons (middle left of the page).

Here’s one where you can sign up for a free sample of Yoplait Whips.  I accidentally found it when I was googling for a rebate form for yogurt I bought last week.

I Love Free Dog Food!

My shopping trip today resulted in this…

I got all of the above for $38.25, saving $71.53 in the process.

My biggest delight was the dog food which, after using this manufacturer coupon and this Target coupon, wound up free.  Remember to print two mfg coupons by hitting your browser’s back button.

Publix has the 3.5lb bags B1G1.  Each bag is $5.49.  Because Publix accepts competitor coupons, I was able to stack the Target and mfg coupons.  Woo Hoo!  We go through 50lbs of dog food each month, so this will really help us out a lot.

Now, I have to take a moment to brag about Publix.  And no, I’m not being paid to do this.  LOL

For weeks, I had read about the “Raise Your Hands for Savings” Publix coupon booklet, but my store did not carry them.  So, I called the 800 customer support number.  I had to leave a message, so I figured that I would be lucky if anyone called me back.

Folks, less than 15 minutes later, my phone rang, and it was a store representative.  She took my number and told me she would be in touch with a buyer responsible for putting out those booklets.

Two days later, the buyer called me back and took my mailing information (I also gave her Coupon Queen’s).  Two days later I found three booklets in my mailbox.

Impressive, I tell you.

That is how you maintain customer loyalty.

I am curious…have any of you gotten started couponing?  What tips have you discovered?  I think it’s great that we have the internet to share ideas and support one another!

Time to Organize the Coupons

You know I have been enjoying my couponing.  The only thing I haven’t enjoyed is hunting for coupons.

Oh, not the coupons that are in the supplements each week.  These are kept in folders.

The coupons I’m referring to are the ones I print from the internet, peelies (the ones stuck to items on the shelves), and the ones that Queen Couponer (my mother-in-law) sends me.

I can’t tell you the amount of time I’ve spent over the last few weeks…hunting for particular coupons.

Oy!

So, I enlisted Chicky’s help…well…make that “bribed” her to help.

She was in charge of cutting each coupon out while I made the binder.  As she cut them, she organized them into categories…

That’s a whole lotta coupons, eh?  Can you imagine going through them one by one to find something in particular?

The day before we worked on this project, Chicky and I had gone to Hobby Lobby, armed with a 40% coupon, where I purchased a package of plastic baseball card pages.

I found file labels in my closet and wrote the names of different categories on them…two per label (one on the left and one on the right side of each label).  I used my paper cutter to cut a straight line through the middle of them.

I tried my best to alphabetize the categories, and I did a fairly decent job of it.

My original intent was to use all nine slots on each page; however, it didn’t take me long to realize that many of my coupons are long, and some of my coupons would be hidden, so I had to come up with another plan.

I decided to place labels at the tops and bottoms of each page.  I placed the coupons for the top labels in the middle slots.  This allows me to see their category names.  The bottom labels correspond with coupons placed in the bottom-most slots.  The coupons cover the middle slots, but it doesn’t really bother me because I can see those labels, which are at the very top of each page.

Another thing I discovered…you can only use one side of these pages!  Thankfully, my package came with a lot of pages, so I have plenty left over.

Here’s what it looks like when I turn a page…

I added four new categories towards the end of this project, so I just stuck them on the last page.  It bugs me a little that they aren’t in alphabetical order, but oh well.  I was not about to shift the labels and coupons.

All-in-all, this was at least a two-hour job.  I just know the time will have been worth it the next time I plan a big shopping trip.

Retail Therapy

Well, I didn’t get the job I interviewed for.

Don’t feel bad for me though.  I know that God has a plan, and I trust in that.

I’m a little relieved because of the stress placed on the FCAT.  Reading is an integral part of it, and to go in as a first-year 10th grade reading teacher would be a huge responsibility.

I figured a little retail therapy was in order, though.

My idea of shopping is a little different than most women’s idea.

In fact, instead of shopping for such designer labels as Gianni Bini or Gucci (not that I can afford these), I was on the hunt for Kelloggs and Betty Crocker.

Oh yeah…it was time for Round 2 at Publix.

The only reason I ventured back was because the Mr. picked up a paper from the big city that Chicky’s travel team is based out of.

Compare the coupon sections in Podunk City Newspaper (mine) and Big City Newspaper…

Podunk City Newspaper Inserts

Big City Newspaper Inserts

Don’t let the outsides of those inserts fool you.  They might look the same, but inside, there were a ton more coupons from the big city.  My jaw dropped in awe.

So, this morning I got busy and looked at my store ads again…planning my adventure…cutting coupons, taking notes, in general, getting very excited.  Oh yeah, I was one happy girl.

First, a picture of the haul…

Now, let me tell you how I got all of the above for $28.74.  My bill, before my savings of $77.40, would have been $106.14.  That’s a savings of 73%.

Kraft Mac & Cheese – B1G1 @ $2.67
I had 4 $1.50/2 coupons (printed from the internet)
Total:  $.59 per box or $4.72 total

Kraft BBQ Sauce – B1G1 @ $2.79
I had 4 coupons for free sauce with the purchase of two Kraft Mac & Cheese — peelies from boxes of Kraft Mac & Cheese
Total:  FREE

Pop Tarts – B1G1 @ $2.45
I had 4 $.75 TargetWeb coupons AND 2 $1.00/2 mfg coupons (remember that you can stack store and mfg coupons)
Total:  Moneymaker of $.05 per box

Pringles – $3/2
I had 1 $1/2 mfg coupon
Total:  $1 per container or $2 total for both

Yogurt – B1G1 @ $2.87
I had a $.80/2 mfg coupon
Total:  $1.04 per yogurt or $2.07 for both

Pickles – B1G1 @ $2.19
I had 2 $.15 mfg coupons
Total:  $.95 each or $1.89 for both

Ragu – Not on sale, but I needed it for dinner – $2.59 each
I had a $2/2 Food Lion coupon and a $.75/2 mfg coupon
Total:  $1.22 per jar or $2.43 for both

Worcestershire Sauce – Not on sale, but I needed it – $1.79
I had a $.50 mfg
Total:  $1.29

Milk – Not on sale and no coupon – $3.99

Granola Bars – B1G1 @ $5.49
I had a $.75/1 Target coupon and 2 $.40 mfg coupons
Total:  $1.95 per box or $3.94 for both

Betty Crocker Brownie Mix – B1G1 @ $2.63
I had a $.75/2 mfg coupon
Total:  $.94 per box or $1.88 total

Lipton Onion Soup Mix – Not on sale and no coupon – $1.49

Kellogg’s Cereal – B1G1 @ $4.09
I had 2 $1/1 Food Lion coupons and 1 $1/2 mfg coupon
Total:  $.55 per box or $1.09 for both

Eggs – Not on sale and no coupon – $2.09

I went to Walgreens after leaving Publix and bought a package of manilla mailing envelopes for $.09 after using a $.50 coupon.

I also went by Office Max and picked up four packs of Bic pens that were free after the two $1/2 coupons I had.  Combined with the six folders @ $.01 each, I walked out of there spending $.20.

So, although I didn’t walk in the house with bags of new clothes, I had something even better…stuff that the entire family can use for a fraction of the cost.

Oh, and in case you’re wondering, the kids and I have started two bags for donation:  one for extra groceries and the other for extra school supplies.  My church collects food one Sunday a month, and a local Christian radio station is having a school supply drive this week.  I figure if I’m paying next to nothing for things, someone else besides my family might as well benefit.

When I pulled into the driveway with all of my loot, I had an extra surprise…

Nine flowers are blooming right now!!

Nine flowers are blooming right now!!

Nine of my flowers are now blooming…all at the same time!!!  That’s just one bunch too!  I have three more blooming beside the garage!

Sure, I didn’t get the job, but I have something much more special…a God who loves me and continues to bless me.  My primary job is passing on these blessings to others so they might see how good He is.

My Week – In Pictures

Starting a new workout routine...

Eleven completed thus far...all are different in one way or another...

Shopping...what else?!

The cost and savings of the carload above...

My stockpile (this is not my pantry) is growing...

Nearing maturity...

Sunflowers are gorgeous at night!

Interview outfit...

Aubie...old but loyal

Pele and Molly are best buds...

Molly knows she has a great life...

Favorite Deals of the Week

So, the shopping/saving is continuing.  There were a few deals that put a huge smile on my face this week.

Publix had Aussie products 2 for $5.  This is Chicky’s brand of choice these days, so I had to take advantage of the sale.

I had two $2/2 coupons from this week’s Red Plum inserts.  Before the sales price, those babies were $3.29 each.  After the coupons, I spent $6.60…on four bottles!!!  Without the sale and coupons, I would have paid that for only two bottles!!

My next favorite buy was today.  Walgreens has Scotch bubble mailers for $.39.  The paper this week had a $.50 coupon.  I bought two papers, so I have two coupons.  I bought three mailers, used my coupons and only paid $.27 after tax.  The neat thing?  The price was the same regardless of the size of the mailer!  I bought the biggest ones I could find.  I use them all the time to mail the oddball baby blankets, which will be getting started again in a month or so.

While I was at Walgreens, I picked up a free Mars candy item, courtesy of the coupon I received yesterday!  Remember how I’ve been posting the link for Free Chocolate on Fridays?  Well, it’s the real deal, as evidenced by the picture below.

My next favorite buy was at Walmart.  They have Breyers yogurt (the kind with fruit on the bottom) for $.50 each.  You can download $1/2 Breyers coupons here.  Remember to hit your browser’s back button and print a second coupon.  Folks…you get four free yogurt cups!

I don’t like the smell of yogurt…makes my skin crawl.  But Chicky likes it, and Walmart had a wonderful assortment.  I bought her two Strawberry Shortcake, one Strawberry, and one Orange and Creme.

I’ve learned a couple of things this week.

1.  Winn Dixie does not take competitor coupons.  I found this out the hard way after putting ten boxes of Pop Tarts in my buggy (it was B1G1) with the plan to use some TargetWeb coupons I had found.  I went through the self-scan line too!  Poor girl had to come and take off every one of them when I refused to pay even the sale price.  I knew I had a mfg coupon at home and wanted to wait to get them.

2.  Walmart does not take competitor coupons either.  I tried to buy the Pop Tarts there, but I was smart this time.  I only put one or two boxes in my buggy and went through the self-checkout.  The attendant had to come and void my purchase.  Ugh.

I’m proud of what I’ve accomplished the last couple of weeks.  I still have some of the cash I got out almost two weeks ago.  Things are going according to plan…cutting down the budget…one small bit at a time.

Part 2 from the Previous Post

I’ve been chatting with a friend who reads my blog, and I realized that I left some things out of my previous post…say it ain’t so!

First off, I want to say that I think The Grocery Game is fabulous!  There are many good reasons to sign up for it:

  • The format of the lists makes it easier to recognize good deals.  Each grocery store list has a column for the percentage you save on each item.  You quickly learn what is considered “rock-bottom” prices.  The higher the percentage saved, the better the deal, obviously, and you start being more discriminatory about what you will and will not purchase.
  • Another neat thing about the lists is how items are color-coded.  Free items are in green, rock-bottom items are in blue, and sale items (but only buy if needed) are in black.  The lists are organized according to the layout of the store, but you can sort the lists any way you want.  You can check mark what you plan on getting and only print those items.  Lots of planning went into how these lists were devised.
  • You learn patience.  Just because an item is on sale does not mean that it’s the right time to buy something.  After four weeks (the trial period), you will probably see an item go on sale twice.  In my case, it was the Hebrew National Hot Dogs that I’m so fond of.  This go-round, I had two coupons, so I stocked up.

The main downside to The Grocery Game lists is that they don’t come out until Sunday in order to factor in the coupon inserts for that week’s Sunday paper.

My stores’ ads last from Wednesday through Tuesday, so that leaves me only two and a half days to shop.  When I’m working, this isn’t good because the week gets hectic.

If I come across a coupon in the Sunday paper for an item I bought a few days earlier (using my other web sites), I know that I can take my coupon back to the store, tell them I didn’t have my coupon during my purchase, and get my money back.  If the store gives you a hard time, return the item and re-buy it with the coupon.

Other things to remember…

  • Keep your coupons with you.  I started to put mine in the car when I went to Starbucks the other day but changed my mind.  I went straight to Walmart, where I found a great deal…if I had my $1 coupons that were at home.  Back I went, wasting precious time in my day.  It was worth the trip but unnecessary.
  • Buy two Sunday papers.  I found having two inserts invaluable this morning as I prepared to shop.  There were a couple of B1G1 items, and I was able to clip two coupons to use on them.
  • When printing coupons from the Internet, hit the back button to print them a second time.  Most sites will allow you to print two copies of a coupon but no more than that unless it’s a PDF you can download.
  • Printing coupons from the Internet is notorious for being a hit or miss thing.  A couple of the sites require that you install a coupon printer and have Java enabled on your browser.  Try different browsers.  I have the most success using Safari.  Check out THIS link, which helped me print coupons from SmartSource and RedPlum.  Folks, it can be done.  Be persistent.
  • Watch carefully while your cashier is taking off your coupons.  Just this morning, I caught one of my coupons (a biggie…$3) not being scanned.
  • Know how much items cost and watch them get scanned as well.  Several items at CVS did not ring up correctly last week.  A couple of the problems were due to signage (not my mistake, but I got the price advertised) and a couple of problems were with the way the prices were entered in the system.  I always check my receipt after I leave.
  • I have found that keeping a list of the coupons I’m using and what the item will cost me afterward helps me keep my ducks in a row and helps me when I’m looking over the receipt later.  I typically have a general idea of what I’m spending before I get to the register.  This helps me recognize a problem instantly.
  • Create a spreadsheet and enter your savings.  It’s hard to see how much you’re saving unless you put it down in black and white.

This sounds like a lot of work, doesn’t it?

It’s really no different than deciding to eat healthier.

What you’re doing is training yourself by developing new habits.  Once you decide that this isn’t a fad for you, then you’ll be permanently hooked.

Consider older people today.  The generation that lived through the Great Depression learned how to save money.  When times got easier, still they penny-pinched.

Life-long habits reap life-long rewards.